i have been looking at products and have found 2 different types...
...OEM and Retail. in most cases, the OEM is cheaper, but i was wondering what the difference was?

So I'm assuming you're talking about CPU's. In general, OEM packages contain the CPU only--no heatsink or fan. Retail version (aka "boxed" versions) contain the CPU, and the heatsink/fan combination.

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AMD Athlon 64 X2 4400+ (@2.6 GHz)
2x1GB OCZ Spec. Ops. PC3200
ASRock Dual939-SATA2
Antec TruePower 550 watt PSU
80 GB Seagate Barracuda SATA 7200 rpm
300 GB Seagate Barracuda SATA 7200 rpm
120 GB Maxtor ATA/133 7200 rpm
ATI Radeon x1950 Pro

With a cpu and other stuff from tigerdirect and new egg, and other computer stores retail has stuff like the heatsink,wires and fan with it,OEM is just the product listed like just a cpu and nothing else.Hope I am being clear enough.

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http://i133.photobucket.com/albums/q.../oddsig4fu.jpg

In a nutshell, OEM stuff is mainly for computer builders [big and small] who don't want the fancy colour-printed packaging or the accessories such as fans and manuals with their hardware. Because of this, it's cheaper.

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Ash
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yes i was talking about CPU's, and i am going to go for the oem